Simple Budget Tracker

Tips for effective budget tracking:

• Be comprehensive: Track all your expenses, even small ones—they add up quickly.
• Use specific categories: The more detailed your categories, the better insights you'll gain.
• Update regularly: Set aside time weekly (or even daily) to update your tracker.
• Be honest: Accurate tracking requires honesty about your spending habits.
• Review monthly: Take time each month to analyze your spending patterns and make adjustments.
• Plan for irregular expenses: Include annual or quarterly expenses by dividing them into monthly amounts.
• Balance detail and simplicity: Track enough detail to be useful, but keep it simple enough that you'll stick with it.